Licensing

Licensing and Disclosures

TL;DR: DSCR Loans Tampa Bay is a brand of Loan Daddy LLC, a mortgage broker (NMLS #2827624), not a lender. We arrange business-purpose loans on non-owner-occupied investment property through wholesale lenders, who underwrite and fund under their own guidelines and licenses. Verify the company on NMLS Consumer Access.

Company license information

Broker, not lender

Loan Daddy LLC is a mortgage broker. We do not make loans, underwrite loans or issue loan approvals. We arrange and shop financing from wholesale lenders on your behalf. Each lender sets its own credit, property, insurance and documentation requirements and pricing, and funds the loan under its own licenses.

Business-purpose loans only

Financing arranged through this site is for business-purpose loans secured by non-owner-occupied investment property. It is not for personal, family or household use. We do not arrange loans on a home you live in or plan to live in, including second homes, or on a property where you would occupy any unit.

No offer or commitment

Nothing on this site is a commitment to lend, a loan approval, a rate quote or a guarantee of terms. Example calculations use hypothetical numbers to show how a ratio is computed. All loans are subject to underwriting and lender or investor approval, and terms are subject to change.

General information only

Flood, insurance, permitting, tax and rental-rule information on this site is general orientation for Tampa Bay investors and may change. It is not legal, tax or insurance advice. Confirm the specifics for any property with the appropriate local office or professional.

Contact consent

When you submit a request, you agree to be contacted by Loan Daddy LLC about it by email, phone or text. Consent is not a condition of purchase, and you can reply STOP to opt out of texts. See the privacy policy.